FAMILY OFFICE
An estate is designed before it is managed
Tamias Family Office Sàrl carries the design and estate structuring function of the group. The sector acts ahead of the decision, alongside the family and its usual advisers, and then coordinates the sectors responsible for execution: Real Estate for transaction, management and development, Ingénieurs Conseils for project ownership and technical assessment, Finances for the funding of operations.
Our function
Stewardship, in the proper sense of the word
The name designates an office, not a posture. The steward is the person entrusted with the safekeeping and administration of another's property. We do not stand in place of ownership, nor in place of the decision. We prepare the decision, we carry it out once it is taken, and we account for it at intervals agreed when the mandate opens.
Built assets are our point of entry, for two reasons. They concentrate our own competence, and they represent the heaviest position to administer over time: maintenance, compliance, local taxation, leases, co-ownership, works, arbitrage. We do not confine ourselves to them where a family wishes to entrust us with the conduct of its file as a whole.
What we commit to
Independence of remuneration, as a condition of practice
The sector receives no retrocession, no placement commission and no benefit from any third party on the decisions it recommends. Its remuneration derives from the mandate entrusted by the family or from the service performed, never from the product selected. Where another sector of the group acts on a matter we have structured, that involvement is the subject of a separate mandate, invoiced separately and disclosed to the client.
Our horizon
Decisions that hold over twenty to thirty years
A built estate is not assessed over a single financial year. We favour decisions that remain sustainable over time: maintenance over forced yield, a clear ownership structure over an arrangement that is costly to unwind, an organised succession over one that is merely endured. Each of these choices carries a short term cost, which we set out.
Our place
Complementary to the family's advisers, never a substitute
We do not act in place of the family's banker, notary, lawyer or tax adviser. We work alongside them and take charge of the field we master: built assets, their ownership, their upkeep, their financing and their transfer. The sector provides no investment advice, no management of financial assets, and no service falling within the regulated financial sector.
The full mandate
Where a family entrusts a file rather than a transaction
Some families prefer to entrust the conduct of a complete file rather than an isolated transaction: the company that holds the walls, the split between usufruct and bare ownership, the liquidity arising from a disposal, the leases in place, the succession to be prepared. We accept that mandate. Steps falling within a regulated profession that we do not exercise are entrusted to a professional selected jointly with the family. We remain the single point of contact who holds the file from end to end and answers for it.
Working with us
Introducers, partners and advisers
Introducing a file does not require holding a business licence for real estate activities. Agents, brokers, wealth advisers, chartered accountants and notaries refer matters to us or share them with us. The part of the work that requires the licence, transaction and letting management, is carried by the group's Real Estate sector, which holds it. The scope of the collaboration and the remuneration of the introduction are agreed in writing before the first joint meeting.
Estate structures under administration are not held by the group. They remain the property of their own members. Tamias Family Office Sàrl administers them under mandate, for the agreed term and scope.
Contact
Tamias Family Office Sàrl
22, Zone Industrielle
8287 Kehlen
Luxembourg
info@tamiasfo.eu